Still think handgun insurance is a bad idea? Suppose this Georgia woman had been shot. This is exactly the kind of crazy stuff for which actual victims should be able to sue. Some critics have pointed out that you can already file a claim against someone's homeowner's insurance -- but not everyone owns a home. If this handgun owner knew his mandatory insurance premiums would go up dramatically if his grandkids got hold of his gun, he might have been a little more careful. Right, grandpa?

A 10-year-old Aiken trick-or-treater pulled a gun on a woman who said she would take his candy on Halloween.
According to a police incident report, the 28-year-old victim told authorities she recognized some boys from her neighborhood while they were trick-or-treating about 6:30 p.m. Monday near Schroeder and George streets and jokingly told them she would take their candy.

One 10-year-old in the group of about 10 juveniles responded with “no you’re not …” and then pointed a 9 mm handgun at her.
According to Aiken Public Safety Lt. David Turno, the clip was not in the gun at the time, but the boy did have a loaded clip in his possession.
The boy’s brother, also 10, told authorities he also had a gun. The second weapon was recovered Tuesday morning.

I've always been adamant about letting kids wander in a house with guns. My father-in-law kept a loaded handgun in his bedside table, and refused to take the bullets out while we were visiting. That's why my kids were never allowed to stay overnight with their grandparents. (I was "overreacting," my mother-in-law told me. "Better safe than sorry," I told her.)

This post is written as part of the Media Matters Gun Facts fellowship. The purpose of the fellowship is to further Media Matters’ mission to comprehensively monitor, analyze, and correct conservative misinformation in the U.S. media. Some of the worst misinformation occurs around the issue of guns, gun violence, and extremism, the fellowship program is designed to fight this misinformation with facts.